FLEXIBLE FINANCE FOR TRADESPEOPLE
Finance Options
We’ve partnered with iwocaPay to give tradespeople more flexibility when ordering ladders, steps and work platforms from Ladders UK Direct.
Need any help?
Call iwocaPay on 02037 780 549 for assistance.
Approved spending limit
Up to £30,000
For UK limited companies & LLPs
HOW IWOCAPAY WORKS
Spread the cost of orders up to £30,000 with iwocaPay
Ladders UK Direct accepts iwocaPay, giving trade customers more control when it comes to paying. iwocaPay is available for UK-registered limited companies and LLPs on orders ranging from £150 to £30,000.
You don’t have to wait until you’re at the checkout to find out how much you’re eligible to spend with iwocaPay. Click the button below to start a credit assessment and discover your spending limit now.
Check Your Spending Limit£150 – £30K
UK-registered limited companies and LLPs can use iwocaPay on orders from £150.00 to £30,000.00
CHOOSE WHAT WORKS FOR YOU
What payment plans are available?
When you use iwocaPay to cover the cost of your Ladders UK Direct order, you can choose from the following payment plans:
Pay in 30 days
Pay nothing until day 30. Interest-free.
Pay in 3 months
Pay in 3 equal monthly instalments. Interest-free.
Pay in 12 months
Pay in 12 equal monthly instalments. Subject to interest.
Remember, before you can choose one of these payment plans, you will need to set up an iwocaPay spending limit.
4 SIMPLE STEPS
How to use iwocaPay
Set up a spending limit.
We use iwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of this as you like. Click here to set up a spending limit with iwocaPay – it only takes a few minutes and won’t affect your credit score. If you’re approved, you’ll be able to use iwocaPay when paying for Ladders UK Direct purchases (up to your spending limit).
Select iwocaPay at the checkout.
Next time you’re placing an order with Ladders UK Direct, select the iwocaPay option. You’ll get redirected to the iwocaPay checkout page to complete your payment.
Choose how you want to pay.
When you get to the iwocaPay checkout, you’ll see two choices.
- Pay Now: In just a few clicks, you can scan a code to pay us straight from your bank account.
- Pay Later: You’ll be able to set up a payment plan with iwocaPay to split the cost into one, three or twelve equal monthly payments.
Complete your order.
Once you have completed the checkout process, we’ll receive the funds from iwocaPay and process your order. If you get stuck at any point, you can give iwocaPay a call on 02037 780 549.
Reasons to use iwocaPay
Buy now, pay later.
iwocaPay offers a ‘Pay Later’ option, so you don’t have to pay anything for your new ladder right now.
Split the cost.
iwocaPay allows you to spread the cost of your Ladders UK Direct order over a 3-month or 12-month period.
0% interest options.
iwocaPay’s 30-day and 3-month plans come with 0% interest, so you’re not paying extra to spread the cost.
Set up a limit anytime.
Why wait till you’re placing an order to set up your iwocaPay limit? You can do it now and get an instant decision.
GOOD TO KNOW
iwocaPay FAQs
Straight answers about eligibility, repayments, interest and support.
LLPs and limited companies that are registered in the UK can use iwocaPay to make purchases with Ladders UK Direct.
If you choose the ‘Pay Later’ option, you can choose to pay in 30 days (in which case you don’t have to pay anything until day 30) or you can split the cost into three or twelve equal monthly payments.
Your monthly payments will be automatically taken from the card you have registered with iwocaPay.
Yes – your minimum monthly payments will be collected automatically each month, but if you wish to make an extra payment on top of this, you can do so at any time in your iwocaPay account. Alternatively, you can call iwocaPay on 02037 780 549 to make an extra payment. If your extra payment matches or exceeds the value of your next scheduled payment, we’ll skip it. There are no fees or penalties for paying off your outstanding balance early.
Only if you choose the 12-month payment plan. The 30-day and 3-month plans are interest-free.
No – setting up an iwocaPay spending limit involves a soft credit check that doesn’t impact your credit score.
If you have missed a payment, you can go into your iwocaPay account and make a manual payment to catch up. If you’re unable to afford your minimum monthly payment, you should call iwocaPay on 02037 780 549 to discuss your options.
Need a hand with iwocaPay?
If you have any questions about iwocaPay and how you can use it when ordering with Ladders UK Direct, please call iwocaPay on 02037 780 549 to speak to an account manager today.